Neill's path didn't start in finance, it started in service. For more than a decade he worked as a long-term care nurse, looking after elderly patients through the hardest stretches of their lives. He saw the physical toll up close, but what stayed with him was the financial and emotional weight on families who hadn't been prepared. Meanwhile he was working long, draining shifts with little to show for it, stuck in a cycle that didn't add up.
His wake-up call was personal. Like a lot of people, he tried to get ahead by jumping into investments, in his case crypto, without a real strategy, and ended up roughly $20,000 deeper in debt. Instead of walking away, he went all in on understanding how money actually works: studying, finding mentors, rebuilding from the ground up. What he learned was that the problem was never a lack of opportunity, it was a lack of education and strategy.
Today he brings the same instinct to a family's finances that he brought to the bedside: check the vitals first, never act before you understand the person, and explain everything in plain language. As he puts it, finance isn't really about money, it's about the choices and opportunities money creates.